1 Click Capital is an application where we provide loan to registered employees. Registration process is available for the non-registered employees also. Approved limit will be based on his/her salary. Employee can apply loan according to his/her approved limit. Employee can check his/her applied amount status by login to the application, the status will be displayed on the dashboard.
After EMI repayment all the EMI records will be displayed on the dashboard.
User can apply loan for second time if his/her approved limit is not zero.
Your privacy is our No.1 priority as we understand that it is very precious to you.
The steps for app process
1. Install the 1 Click Capital App.
2. For Employee Process, click "Employee". Login to the application using your Mobile No. and Employee ID. Click "SUBMIT".
i. Complete the OTP authentication process.
ii. (Registered Employee)For fresh apply, you will get the your basic details displayed with Approved Limit from CHP Finance and then you need to fill remaining details and submit the form.
iii. On submission of form, you will get all T&C and Processing Fee with Disbursement Amount. Click "Accept".
iv. Complete the OTP authentication process.
v. You can check your loan status on Dashboard if you have applied.
vi. Non-registered Employees just need to provide the required details after login to the application.
3. For Corporate Process, click "Corporate". Fill all the required details and proceed for verification process through CHP Finance.
Most Important Terms and Conditions
Interest rates charged by CHP Finance Pvt Ltd are basis risk gradation of every borrower, as per internal policy norms such as credit bureau report, financial profile, etc.
APR can be anything in Range of 10% to 26% per annum. For further details you may refer the interest rate policy as displayed on our company website. Detailed terms and condition will be communicated in the sanction letter. The result of the loan application will be communicated to the applicant within 60 working days from the receipt of duly completed and signed application form with all the required documents and other formalities like interviews and verification. Please do not release cash payments against processing and or documentation fees.
We do not accept cash payments. In general repayment by cash is discouraged by CHP Finance.On exceptional circumstances when cash is accepted for repayment the company executive will give you a collection receipt across the counter with a receipt number. Please keep a note of the issued receipt number for future references.
Cash collection done will be followed by a confirmation receipt through SMS.In the event of non receipt of SMS confirmation please notify the same to CHP Finance at phone no. +919289545450 and email id: [email protected]
Loan Terms and specifications:
Loan Amount: Approved limit will be based on employees salary.
Repayment Duration: 3 to 6 months.(1 One Click loan Tenure)
Annual Percentage Rate: 10-26%
Processing Fee: Minimum 3% of Requested Amount, whichever is higher.
Pending: Loan is applied by customer but the rest process is pending from CHP Finance.
Approved: Loan is approved by CHP Finance to customer.
Disbursed: Loan amount is disbursed to customer.
Closed: Loan is completed.
Rejected: Loan request has been rejected.
Repayment History: Loan paid EMI`s history.
For example, loan of 30,000 with annual interest rate of 2% and a repayment tenure of 3 months has a processing fee of 600 & monthly EMI of 10,183.
The disbursed amount is 29,400.The total advance repayment amount is 30,551.
*These numbers are for representation only and the final interest rate or processing fee may vary.